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- Define: Part of this law encourages employees to make greater use of salary reduction (defined contribution) plans.An individual health insurance policy contains a Change of Occupation provision. If the insured experiences a loss in a more hazardous occupation than when the policy was issued, the insurance company may: A) adjust benefits to the premium provides for the new occupational B) increase the waiting period to adjust for the occupational differences C) deny any daim on the bast of misrepresentation D) increase the deducible to adjust for the occupational differenceTamara has requested your help in choosing a disability policy. She has been a successful trial attorney for 10 years and wants a policy that will pay a disability benefit if she can no longer work as a trial attorney, even if she is able to work in some other capacity in the legal profession. Which of the following disability definitions will provide this benefit? A)The enhanced own occupation definition B)The own occupation definition C)Reimbursement occupation definition D)The modified any occupation definition
- Explain or define each of these terms:b. Minimax regret3. Which of the following coverage options would protect you if someone's insurance didn't cover enough of the damages? A. Uninsured motorist B. Property Damage Liability C. Comprehensive D. Bodilv Injury LiabilityHoperates a manufacturing plant and carries a Business Income Form. This policy would cover: OA loss of earnings as the result of a recession loss of earnings as a result of fire damage to the building loss of earnings as a result of a discontinued product line employees loss of earnings due to a strike OD.
- 25. the grace period for a life insurance policy is never less than a. 15 days b. 30 days c. 45 days d. 60 daysIs this case exempt status of executive, professional, or administrative jobs? Is the job exempt or non-exempt? Why or why not? John Krauss was employed by National Bank for two years as an underwriter. As an underwriter, Kraussevaluated whether to issue loans to individual loan applicants by referring to a set of guidelines, knownas the Credit Guide, provided to him by the bank. The Guide specified how underwriters shoulddetermine loan applicant characteristics such as qualifying income and credit history. It also instructedunderwriters to compare such data with criteria set out in the Guide. The Guide contained standards forwhat qualified a loan applicant for a particular loan product. National Bank also provided supplementalguidelines and product guidelines with information specific to individual loan products. Krauss wasexpected to evaluate the applications using the Credit Guide and approving the loan if it met thestandards set. As such, he had no interactions with applicants…Explain the different types of compensation that can be used to reimburse a physician or health care facility for caring for a patient.
- What is the purpose of default notices and how are they used for reporting safety issues in the workplace?Your insured telephones to report his/her parked car was struck by a hit-and-run vehicle and badly damaged. The incident was not witnessed and no details are known of the vehicle or driver causing the damage. What coverage under your insured's automobile policy, O.A.P. 1 Owner's Policy, would be needed for the damage to your insured's car to be covered? OA) Direct Compensation-Property Damage Coverage (Section 6). OB) Specified Perils (Section 7.1.2 A). OC) Collision (Section 7.1.2 C). OD) Uninsured Automobile Coverage (Section 5).BELLEVUE UNIVERSITY Patient Information Ethical Dilemma Nurse Jones is aware that one of the residents at Paris Lights where Terrence works [Barry Black] has a very weakened immune system, and any exposure to MRSA could be dangerous. Terrence is discharged from the hospital and given a special course of antibiotics to treat his condition. When Nurse Jones arrives at her next shift at Paris Lights about a day after Terrence's discharge from the hospital, she notices from the client treatment records that Terrence has been working with Barry Black over the past two weeks. Dangerous Circumstances