Stacy Merkel: Certified Community Bank's Internal Auditor

This research paper is on Angela Merkel, a leader that has made a significant impact on a lot of people. Merkel is the chancellor of Germany, and she plays an important role as a leader for Germany and the European Union.

Prior to this, she had worked as a Bank Teller for Huntington Bank. She would perform excellent customer service, accept and withdraw cash, and up sale clients on product. She left this position when this location had a mishap and she felt it was best to leave. She did leave on good terms.

The Sarbanes-Oxley Act created the Public Company Accounting Oversight Board (PCAOB) to assume the responsibility of overseeing the auditors of public companies. The PCAOB is a private-sector, non-profit corporation. It was established to "protect the interests of investors and further the public interests in the preparation of informative, fair, and independent audit reports". (The PCAOB) Although the PCAOB is a private sector organization, it has many government-like regulatory functions. The PCAOB was created in response to an increasing number of accounting restatements by public companies during the 1990s and a series of recent high-profile scandals like Enron and WorldCom. Prior to the PCAOB, the audit industry was self-regulated

As Executive Vice President of the Communications and Membership Teams at American Bankers Association I am pleased to recommend Shannon Schmalz to you. Ms. Schmalz has been an incredible asset to our teams, and in that capacity she has worked closely with a variety of people on numerous projects in the past four months (May-August).

The Human Resource Department for Evergreen Bank Group has a relatively normal human resource department setup. The bank located in Oak Brook Illinois is fairly small, they have a staff of 30 people including 18 additional employees who work in the offices of Freedomroad Financial (their DBA) which process their motorcycle loans. Jenny Voss who works out of the Illinois office is responsible for hiring, firing, and dealing with employee benefits.

The first question I asked Maria had to deal with her duration at H&R Block. Indeed, she had been with the company for ten years and had become the manager of the

Angela Merkel is the Chancellor of Germany. Last fall, she was elected to her third term as chancellor of Germany, making her one of the only two

Suszanne works for the CresCom bank in Charleston, SC. She has been there since April 2015. I was informed that Suszanne graduated from Troy University with a BS in Human Resource Management and it made me excited because that’s my major. After seeing that we have the same major, it gave me hope for my future. From this interview, I have learned that a person must work your way up in the banking industry or have lots of experience. Suszanne started out as a teller for Fidelity Bank in 2011 and through experience and promotions she became a Recruiting Specialist in 2014. With her current position, she is responsible for seeking individuals that best fit the jobs available and communicating with the hiring managers at different branches.

TIMES magazine recently announced that Angela Merkel, Chancellor of Germany, the TIMES Person of the Year Award. Being a hard worker, Angela Merkel has helped Germany prosper in many aspects, including the capitalistic economy, which few countries ever achieve. Even though there are many reasons why people speculate that Germany is socialist, Germany is capitalistic because it follows the rules of being a capitalistic country, the government works like a normal capitalistic country would, and it

Before SOX was established, the public trusted and depend the auditors wholly for the publicly-traded companies to accurately complete audits of the companies’ financial statements which they relied upon in making investment decisions. The accounting and auditing industry was self-regulated (Cunningham & Harris, 2006). Company managers had little accountability when accounting and auditing problems arose. Everything was changed after there were many high-profile cases of accounting fraud, particularly the scandals of Enron and WorldCom in the early 2000s. Each of these frauds caused massive losses to investors of the companies and the public lost confidence in securities of US market. Following these series of failures, SOX was enacted to restore investor’s confidence which was rattled and to prevent accounting frauds in the future with improved corporate governance and accountability which all public companies must comply. SOX was named after Senator Paul Sarbanes and Representative Michael G. Oxley, who were the main drafters of the Act. It was approved by the House of Representatives and signed into law by the President George W. Bush on July 30, 2003. Lack of ethics and integrity seem to be the key factors that caused accounting fraud. SOX revised the framework for the public accounting and auditing profession, provides guidance for better corporate governance and create regulations to define how public companies are to comply with the law. Although many have questioned

EXPLAIN THE RESPECTIVE ROLES AND RESPONSIBILITIES OF MANAGEMENT AND AUDITORS IN THE PREVENTION AND DETECTION OF FRAUD.

An organization's financial plan holds a wide range of activities which makes it paramount for inclusion in the balance score card (Khurana & Nohria, 2008). It is through finances that the corporation will be in a position to increase its sustainability through innovation, marketing and shareholder maintenance. The finances of the corporation will be targeted to increase the company's capital base with the aim to acquire technologically advanced equipments. Further though this may not be embraced by shareholders, the finances will be used to market the company and its services. This will see the corporation earn a presence in the market and be able to make know the services it offers. The Marketing despite being a high cost venture is considered to be a profound way to gain substantial market share (Shahin & Mahbod, 2007). The cost of capital is relatively high; additional capital will thus be raised through targeting high revenues and thus profits and also recouping most of the profits.

Elite Bookkeeping Services is a small, one-person bookkeeping service owned and operated by Elizabeth Parker in Albuquerque, NM. Elite currently only offers bookkeeping services to its small business clients but hopes to expand its services to include, Quickbooks training and set-up and management accounting services to both small and large clients. To make this possible this will require an investment in growth in the business i.e. staffing and marketing. This business plan strategy and approach for business development is forecasted for growth in the next 5 years.

The corporate finance analyst of the investment bank is required to compute the fair price of the bond and to estimate the number of bond issuing. The computation is based on the yield to maturity, which measures the return that an investor would expect to receive by holding a bond until maturity.

to last year’s audit. Some accounts seem to need adjusting just by analyzing the analytical procedures and looking at the audit from last year to this year. Some significant accounts include accounts receiable, allowance for doubtful accounts, bad debt expense and sales.