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- Question s from business. Law .what are the precautions that a banker should consider when extending loans against immovable property?"TOPIC: ANNUITY Specific Instructions: Solve each problem NEATLY and SYSTEMATICALLY. Show your COMPLETE solutions and BOX your final answers. Express all your answers in 2 decimal places. 1. A factory operator bought a diesel generator set for Php 12, 500 and agreed to pay the dealer a uniform sum at the end of each year for 4 years at 5 % interest compounded annually, that the final payment will cancel the debt for principal & interest. what is the annual payment? 2. What is the present worth of Php 250 annuity starting at the end of 3rd year and continuing in the end of 4th year, if the annual rate is 5 %?Q3. You borrowed $150,000 with a 30-years payback term and a variable APR that starts at 9% and can be changed every five years a. What is the initial monthly payment b. If, at the end of the five years, the lender's interest rate changes to 9.75% APR, what will the new monthly payment be?
- Name six (6) advantages and six (6) disadvantages of using cash as a form of payment.?In a _____, the owner-debtor gives a security interest in collateral to a creditor that allows the creditor to repossess the collateral if the owner defaults. Question 1 options: bailment gift secured transaction lease saleCompare and contrast two (or more) banks or credit cards. You will include information such as service charges, interest rates, etc. 1.Compare a store or business rewards credit card (e.g. Amazon, United Airlines, Costco) to a regular bank card (e.g. American Express)( works cited)
- What is Money? What makes it useful? Explain its primary and derivative functions of Money? (100 words)Kamal Fate production manager of Kennesaw Manufacturing, finds his profit at $26,400 (as shown in the statement below) inadequate for expanding his business. The bank is insisting on an improved profit picture prior to approval of a loan for some new equipment Kamal would like to improve profit line to $36,400 so he can obtain the bank's approval for the loan Sales Cost of supply chan purchases Other production costs 240,000 163,200 Faxed costs Prof % of sales 100% 68% 10% 11% 11% 24,000 26,400 26,400 a) What percentage improvement is needed in a supply chain strategy for profit to improve to $36 400? What is the cost of material with a $36,400 profit? A decrease of in supply chain costs is required to yield a prott of $36,400, for a new cost of supply chain purchases of $ (Enter your response for the percentage decrease to one decimal place and enter your response for the new supply chain cost as a whole number) OA shopping center investor bought a 36,000 square foot shopping center in Calabasas, California with a 25-year fully amortizing fixed rate mortgage loan at a stated annual interest rate of 5.5%, a loan to value ratio of 80%, and a down payment of $600,000. What was the monthly payment on the loan a.$14,738.10 b.$18,422.62 c.$11,790.48 d.$3,684.52
- Identification 5. It play a large role in a lender’s decision to accept your loan application.This type of investment company does not charge a load to its investors but the investors often pay a share price that is NOT equal to NAV. A. Mutual fund B. Closes-end fund C. Exchange-traded fund (ETF)Bond Valuation Theory Question 5 Discuss the concept of Bond Ratings, including its primary concern (use actual ratings e.g. AAA etc, in your discussion).