cording The Time of Payment of Claims provision states that the intervals between Disability Income benefit payments may NOT exceed: OA. two weeks O B. O C. O D. one month three months six months
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- What are discretionary (voluntary) benefits programs and explain three of them (e.g., 401k, Employee Assistance Program, and Health Insurance)Explain the term Allowances?28- In all companies, each element of compensation may not be present. Management must select a mix of elements that suits their selling practices. In what proportions these elements are adjusted is a matter of company practice. How would you determine ONE of the following elements that ensures the stability and security for sales representatives? a. Variable element b. Fringe benefits c. Reimbursement of expenses d. Fixed element
- Elay for Revi Recording The Misstatement of Age provision in an Accident and Health policy allows an insurance company to take which of the following actions if an feared has understated the insured's age on the policy application? OA SOB. SO C. O D. Increase the premium Adjust the benefits Lapse the coverage Cancel the policy WebcasIs this case exempt status of executive, professional, or administrative jobs? Is the job exempt or non-exempt? Why or why not? John Krauss was employed by National Bank for two years as an underwriter. As an underwriter, Kraussevaluated whether to issue loans to individual loan applicants by referring to a set of guidelines, knownas the Credit Guide, provided to him by the bank. The Guide specified how underwriters shoulddetermine loan applicant characteristics such as qualifying income and credit history. It also instructedunderwriters to compare such data with criteria set out in the Guide. The Guide contained standards forwhat qualified a loan applicant for a particular loan product. National Bank also provided supplementalguidelines and product guidelines with information specific to individual loan products. Krauss wasexpected to evaluate the applications using the Credit Guide and approving the loan if it met thestandards set. As such, he had no interactions with applicants…An additional contribution by the owner to the business is called a(n): 23 OWithdrawal. Contribution. OInvestments OLiability.
- An insured is omployed by a manufacturing company that provides group nowth coverage for les employees and now dependents. It the insured insured's spouse and children to continue their group health coverage for a maxaman of how many months according to COBRA? A C OD 36 18 12 6S 2 the uncertain nature of health status gives rise to the demand for insurance coverage among persons who afe risk averse true falseExplain or define each of these terms:b. Minimax regret
- Recording R is the owner occupent of a dwelling and wishes to purchase the broadest coverage available. R understa would be MOST appropriate for R OA HO3 OB 104 OG HOS OD HO-6Tamara has requested your help in choosing a disability policy. She has been a successful trial attorney for 10 years and wants a policy that will pay a disability benefit if she can no longer work as a trial attorney, even if she is able to work in some other capacity in the legal profession. Which of the following disability definitions will provide this benefit? A)The enhanced own occupation definition B)The own occupation definition C)Reimbursement occupation definition D)The modified any occupation definitionRecording The Time of Payment of Claims provision states that the intervals between Disability Income benefit payments may NOT exceed: SOA. two weeks O B. O C. O D. one month three months six months 0-562